Welcome to the RVRA Monthly News Bulletin

August 2024

Greetings members and readers.

This will be the last monthly bulletin before our Annual General Meeting, and it contains the needed information concerning nominations for board positions, virtual attendance and other details.

I really encourage everyone to participate in the meeting if at all possible. If you have any queries, please do not hesitate to contact us (see AGM information below).

Note that the AGM minutes and recording will be published as soon as possible afterwards.

It would also be appreciated if you could provide us with any questions you may have for the board prior to the meeting. We will attempt to answer these questions at the meeting if possible. Of course, there will be an opportunity to pose questions at the meeting itself as well.

I will be posting my President’s Report for the year on our website prior to the meeting and hopefully there could be some discussion at the AGM.

Our articles this month showcase some of the work of RVRA volunteers, including the experiences of a new member on the RVRA Board and a new village Ambassador. We hope you enjoy them and feel inspired by their accounts.

Happy reading

Craig Bennett
RVRA President

Retirement Village Residents Association (Inc)

NOTICE OF ANNUAL GENERAL MEETING

Thursday 26th September 2024 - at 10.00am


The AGM will be held by teleconference using the ZOOM platform.
Participants will need a computer or tablet with camera and/or microphone with internet access.

All Members* are encouraged to attend

* Associate Members cannot vote at the AGM.

To register online attendance and access all documents there are 3 options:

Documents available:

  • The Minutes of the 2023 AGM & the 2024 AGM Reports & Papers
  • Call for Nominations for 2024/2025 Office Bearers & Board Members
  • Board Nomination Form – submit by Wednesday 4th September
  • Board Reports will be posted on the website by 19 September and the Audited Financial Reports will be posted as soon as they are finalised by our Auditors
  • Proxy Form – submit by Tuesday 24th September

RVRA Board Nomination

Call for Nominations for 2024/2025 - Office Bearers & Board Members

All Board member positions will be declared vacant at the forthcoming Annual General Meeting of the Association on 26th September 2024. Nominations are invited from members to fill the following positions:

  • President
  • Vice President
  • Treasurer
  • Secretary
  • Board Members - 4 positions

Nominations must be made in writing, using the Board Nomination Form and include the names of the two Members who are nominating and seconding. The form also embodies the consent of the candidate to accept the nomination.

Nomination Forms can be obtained by:

Nominations may be delivered by post or email

Nominations will close with the Secretary: 5:00pm on Wednesday 4 September 2024.

During August RVRA Board members had several key meetings to discuss the reviews of the AMP regulations and dispute resolution processes. They also met with representatives from the Property Council, the Retirement Living Council, Fair Trading, the Council on the Ageing (COTA), and various Operators.

Members Enquiries

There were 44 enquiries from members in July covering a total of 73 categories (some enquiries covered 2 or more call categories).

The largest number of calls categories were about Management (24), followed by Legal and Legislation (15), Residents Committees (10), and Finance/Budgets (7).

Members can access Information Sheets dealing with these and many other topics in the Members Only section of the website

The Retirement Villages Education Centre Workshops

A very successful 2 half-day modified Residents Committee Workshop was held in a regional Village by our Secretary and Treasurer. An account of the training is featured below in this month’s Bulletin.

We have several villages who have applied to do the workshops, which can be either Face-to-face or by zoom. If your village would benefit from a training workshop, please contact info@rvra.org.au for cost information and an application form or see here on our website.

Village Visits

If you wish your village to be included in the Village Visit schedule, please contact Cathy on 1300 787 213 (option 1) if you have not already done so.

Annual RVRA Budget and AMP Survey

You will have received an invitation to complete the 2024 Budget and AMP Survey. The annual survey is about your village budget and is confidential and anonymous. Please feel free to pass the link to friends and neighbours who also live in a NSW retirement village.

You will be helping us, by providing relevant data to guide our future discussions with the various NSW bodies (Government, regulators, and influencers) in relation to Retirement Villages legislation - with the added benefit of comparison to the 2022 and 2023 Budget Surveys.

This short, anonymous survey will take around 5 minutes to complete on your computer. It will be available until Friday 27th September and the responses will be analysed and the results published in a future Bulletin and on the RVRA website.

In the survey the RVRA would like you to tell us some general information about your village, recent budget changes, and how the Asset Management Plan is being managed.

Survey Link

On Friday 9 and Saturday 10 August, two of your RVRA Board members (Treasurer, John Rosewarne and Secretary, Roger Pallant) visited Halliday Shores Retirement Village (North of Forster for those not familiar with the name) to provide workshop training for more than 30 residents. This training was a modification of the newly developed Resident Committee Training Workshop now available to all Villages in NSW and was followed by a presentation on who the RVRA is, what it does, how it is funded, and the value of being a member.

Topics in the training over the two half-day sessions covered:

  • an outline of the retirement village legal framework,
  • what a Resident Committee is and does, 
  • conduct of meetings, 
  • how to handle voting where required and budgets and finance. 

These topics provoked many questions and significant discussion among the highly engaged group.

Feedback from the sessions was very positive and the pre and post surveys confirmed that knowledge had improved considerably. Six of those attending recognised the clear benefits of becoming a member of the RVRA and did so on the spot, using our Square technology to pay by card.

Both John and Roger enjoyed delivering the sessions and interacting with the group, and it is clear from some of the resident comments below, that they both enjoyed themselves and learned a lot as well.

“A big thankyou to you and Roger for coming to Halliday Shores to present such a wonderful and enlightening workshop. I certainly learnt a lot as did all the residents I spoke with afterwards”

“I was impressed with the professionalism of your performance. – Chair of RC”

“Thank you both for this informative and timely presentation. This training will go a long way toward resolving some of the issues in our village. We now have the tools to work together for the common good.”

As mentioned above, the RVRA has developed an extensive training program for Resident Committees, as well as for those residents interested in nominating for this important and interesting work in a village.

Please email info@rvra.org.au if you would like further information on this valuable program and how it can benefit your village.

John Rosewarne RVRA Treasurer 

Roger Pallant  RVRA Secretary


One of the purposes of the RVRA is to help RV residents to enjoy living in their village. This includes helping to minimise worry about finances for example, operational and other community matters.

However, like most communities there is a need for some people to become more involved in understanding and taking action on certain issues.

THE HIGH COST OF APATHY - it is very expensive for some residents.

Firstly I’d like to comment that:

  • I am not speaking about apathy in my own village, and
  • The RVRA acknowledge that there are many very good Residents Committees and Operators of Retirement Villages observing the RV legislation.

However, there is a very disturbing trend among some village residents towards apathy.

How many of us have heard the comment “I didn't come here to go to meetings?” This unfortunately can be contagious. Residents seem to assume that enough people will turn up without them. If enough people think that, then your village could be in trouble!

The RVRA has evidence from members that lack of attendance at village budget meetings over the past few years has seen huge increases in monthly fees go through uncontested. Pensioners have realised that they can no longer afford to live in their independent living homes, Sadly we see instances of poorly run ballots, residents doing whatever their resident committee suggested without proper discussion and explanation.

There is an entire part of NSW Legislation that deals with Retirement Villages. We, the residents, have certain roles along with responsibilities. The Operator and the Management also have their parts to play in adhering to this very same legislation. It is in the best interests of all residents to familiarise themselves with the Retirement Villages Act and Regulations.

This is not as difficult as you may think. On our website, the RVRA has a large number of Resource Sheets, and Information Sheets - the latter available for members only. If you have a folder of some key documents printed out, you can refer to them anytime if you don't wish to go to the RVRA website when you need them. They will clearly and concisely answer many of the questions that you may have. And if you are a member, you can ring or email the RVRA with an enquiry which will be answered by a Board Member.

Residents cannot afford to be apathetic in a highly regulated environment. We need to engage with it.

The question is often asked “Can a residents committee make a decision on behalf of the residents? The answer is “No, they can’t”.

The legislation gives the RC power to:

  • carry out the functions of requesting information or proposals from Management (ss 51, 60, 107(4), 114; Reg 20),
  • receive reports and budgets from Management (ss 58A, 118E, 119),
  • call meetings of residents (s 70), proposing motions (ss 99(6), 118C, 120B),
  • request meetings with Management (s 72), reporting residents decisions to Management (Sch 1(4)), 
  • apply to the Tribunal on behalf of residents (Reg 35) and 
  • determine its own procedures (s 70(5a)). 

So the legislation does not give the Residents Committee any authority to make decisions on behalf of residents or to exercise any power over them, at any point. 

Residents please do not be apathetic or assume someone else will go to meetings instead. The consequences can be shattering and change what you wanted to do with your retirement. 

Trish Ziliani

RVRA Board Member
RVRA Ambassador Tea Gardens Grange


Note: If you are feeling apathetic about everything, and it is not normal for you, perhaps consider discussing with your family or have a check-up with your doctor just to be sure there isn't something else going on. 

For more information - here is a handy NSW Health contact list

I’ve been a keen supporter of the work that the RVRA does ever since I moved into my village some 11 years ago.

I joined fairly soon after moving in because I knew that I would probably need help from time to time in navigating my way through this new and complex retirement village world, it was all so new and different! But more importantly for me, I wanted to support and be a member of a group dedicated to lobbying Government on issues that would improve the lives of all of us living in villages.

I looked in awe at the work that the Board was doing and from time to time I wondered if there was anything I could do to contribute. Initially my living in Port Macquarie was a problem because Board meetings were held face to face in Sydney - that’s no longer an issue as most meetings are now on Zoom - then later I felt I had too many other things going on and wouldn’t have the time to volunteer.

In January when our Secretary, Roger, called me out of the blue asking if I’d think about joining the Board, I realised that this was something that I’d regret not doing if I let this opportunity pass. I decided that with a little rearranging I could make the time and as Roger put it “get to see life in Retirement Villages on a bigger scale”. So I took the plunge, sat in on a Board meeting to see what it was all about, and was delighted when I was invited by our President, Craig, to become a member of the Board.

One of the day-to-day activities of a Board member is responding to member enquiries. It is ironic, that for me talking to residents has now become one of the Board activities that I most look forward to because this was the activity that I thought I might struggle with. Through these calls with members I’ve become aware of the vast range of issues and problems that residents face and the differences in level of support they get from managers, operators and yes even Resident Committees. The enquiries are quite varied and some require research and consultation with other Board members to gather the information and advice to pass onto members. It’s been, and I dare say will continue to be, a great way to learn and broaden my knowledge about the diverse range of issues that impact on the daily lives of residents in villages. 

So Roger was right, since joining the Board in March I am definitely getting to see that “bigger scale” of village life and now that I see it up close, I’m even more in awe of the work that the Board does in advocating for change to improve the lives of all village residents. Life as a Board member is stimulating, varied and most of all gives me great pleasure. If you’ve ever thought about putting your hand up for it, don’t delay like I did, do it now!

Fran Varga

RVRA Board member

It’s such a pleasure to be RVRA's Ambassador for Camden Downs Retirement Village.

Camden with its old country charm is situated on the banks of the Nepean River with its rich history. The birthplace of Australian wool, wheat and wine industry, and in later years Coal Mining.

Being a 'Coal Miner's Daughter' I was raised and educated in Camden along with my five brothers. Now, 50 years later on I returned to take up residence at Camden Downs only a short distance from my family home and the bells of St John’s Steeple.

In the early 70s I moved to Wewak , Papua New Guinea with my elder brother who was chief pilot of the airline Areal Tours, later Douglas Airways.

Receiving a request from the Bishop of Vanimo I found myself nursing as a volunteer in the Catholic Mission and living with the Sisters of Sacred Heart.

Treating medical conditions such as leprosy and scabies was certainly an experience I shall never forget. After a number of years spent working in Rabaul and Port Moresby I headed back to Australia.

Three years in Darwin NT with my husband and two little boys driving 'down the track' more than once. Our next transfer was Canberra ACT.

Choosing Queanbeyan as our home

Going back into the workforce after our youngest son was in school I took a volunteer position on the board of the YMCA of Queanbeyan. My activities included - qualifying as a Kindergym instructor with NSW Gymnastics, attending forums and training in Management skills. I was then promoted to CEO of the YMCA of Queanbeyan. I was kept busy...

  • Building a strong Community for 23 years with Before School Care and After School Care based in 5 public schools. Vacation care with 110 children a day with the 66 staff beside me.
  • Working with government departments to care for and protect children at risk.
  • Rhythmic Gymnastics, Get Up and Go - an exercise program for over 50s, and a special needs basketball team for older youth.

My volunteer position with the Black Range Scout Association as Regional Commissioner complimented this position with the YMCA both being not for profit organisations.

Escaping the cold of Queanbeyan I found myself spending more and more time in Camden with my family and old school friends. I decided it was time for me to return.

Returning to Camden

Choosing Camden Downs Retirement Village was an easy decision, having only 65 units with that old Camden charm. Security being my priority, affordability, location, being able to have my little dog with me was a definite decider, along with our vegetable gardens overlooking the Razorback Mountain.

Camden Downs is a Strata Village with a number of leasehold units. It has a strong social committee running and organising events.

Serving on both the Strata and Residents Committees gave me a greater insight into the concerns of residents certain aspects of village life that were less than ideal.

Deciding to step away, reflect, listen and observe I came to the decision being the RVRA Ambassador was the best thing I could do to help my fellow residents in the long term, some who have known me since I was a young girl.

Now here I find myself back in Camden as well be I oughta
Cause when all said and done I am a Coal Miner's Daughter.

Robyn Thelning
RVRA Ambassador

Hold the Moment

Hold the Moment, a podcast from Dementia Australia, is full of real stories about life after a dementia diagnosis.

On Hold the Moment, you’ll meet people living with dementia and hear how they manage issues such as telling others about a diagnosis and getting your affairs in order. Plus lots of tips and strategies you can use in your life – from exercise, to getting around town, to sleep.

And you’re not alone. You’ll be guided by hosts Jim Rogers, who lives with younger onset dementia, and journalist Hamish Macdonald, whose father has dementia with Lewy bodies and Parkinson’s.

The Catalyst Report –

Village Residents feedback

We have received the summary report from the Catalyst survey, in which many of you participated - thank you once again.

  • Community life is a quality of life boost for many
  • Fees rising too fast
  • Site maintenance and management patchy

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Level 4, 120 Sussex St ABN 52 082 288 720
Sydney NSW 2000 +61 (0) 412 039 007

The Catalyst Report Village Residents feedback

Community life is a quality of life boost for many
Fees rising too fast
Site maintenance and management patchy
Wellness

A new edition of The Catalyst Report shows that quality of life is better for retirement living
community residents than other Australians. A survey of 12,640 people aged over 60 asked
respondents to rate their wellness on 10 measures including finances, activities, physical health,
companionship etc. Whilst the average Wellness score for all Australians was 71.3, retirement
community residents scored a very positive 77.5.

Retirement community residents (3,392 respondents) are far happier on security, companionship and
access to support people to assist when you need help than other older Australians

Well run. Great sense of community. Safety. Excellent facilities. Can be involved as much or as little as
you choose Female 75 - 80, Qld

It's a great place to live with good community spirit Male 81+, NSW

Further analysis indicates that physical fitness is the biggest predictor of quality of life. Older
Australians should exercise regularly to give themselves the best chance of a healthy future.

Pros and cons of retirement living

Residents are enthusiastic about privacy, security, communal areas, social activities and gardens/open
spaces in their communities. Over seven in ten (72%) are very satisfied with their village overall.

It’s like living in a park. Community is friendly but not obtrusive. Good residents committee and
organised events. Close to all amenities including buses and trains - Female, 76 -80

In contrast, head office management, facility maintence and adequate staffing score poorly.

Head office are bullies and have no respect for residents. They keep changing the rules and making
life difficult for us, Male 71 75

The issue of service fees rising too fast was the top complaint, mentioned by over four in ten (43%).

Monthly fees are far too expensive for what I receive. I wouldn't recommend any retirement village -
Female, 81+

Fees are too costly with annual increases averaging 13% since 2003 - Male, 71 75

Almost three in ten indicate that older residents needing care was a challenge. This issue has the
potential to grow worse as the availability of aged care beds worsens.

Some people in our village should really be in an aged care facility Female, 75 - 80
Download PDF
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This month our questions cover:

  • RVRA Associate Members
  • A husband and wife both nominating to stand for the Residents Committee
  • Appointment of RVRA Village Ambassadors

Q1: Who can join the RVRA? My manager said she had joined the RVRA as an Associate Member and I am concerned this would be a conflict of interest.

A1: The Associate Membership category, to which your village manager would belong, is one we have had for a long time – it covers anyone who is not a Retirement Village resident. These members have all membership benefits excepting they cannot vote.

Over the past few years we have been encouraging village managers to become Associate Members, as this gives them access to the members’ section of the RVRA website and thus the Information sheets. It also encourages them to read the Bulletin and learn from the articles it contains.

You may have noticed that village managers often move into their job with little or no specific training. There are short training courses available through the Property Council Academy (PCA), to which our Board Members have input, and through Do Come Monday Institute (DCMI). However, many managers do not have much training, and this can lead to problems with areas of the legislation, the running of the village, and their relationship with the Residents Committee and residents. Access to the RVRA resources helps, as does ringing our Enquiries phone line for assistance.

Board members who handle the Enquiries are very mindful, in all cases, of confidentiality requirements. We often get 2 or 3 members from one village enquiring about a problem that has arisen, and each is both unaware of the others and also of any information we receive from them. It is the same in the case of Associate Members’ enquiries. You can be assured that we are aware of the potential for a conflict of interest in this respect.

As retirement village residents we often assume that we are on one side and management on the other. The RVRA considers that through handling all enquiries respectfully and confidentially we can help both residents and village managers achieve their goal of a more harmonious village.

Q2: We have our AGM at the end of August and a husband and wife have both nominated to stand for the Residents Committee. There has been considerable discussion in the village regarding the legality and ethics of this situation, and the feeling is that if both become committee members, this could lead to problems. Is there some way we can stop the nominations?

A2: There is nothing in the Legislation which regulates against spouses or residents occupying the same residence, nominating or serving on the Residents Committee concurrently. However, there is also nothing which precludes your Residents Committee Rules or Constitution adopting a clause which prohibits this. Many villages feel having spouses on the Residents Committee would cause problems.

Your village will need to discuss the matter thoroughly at a meeting of residents. Suitable wording for a new clause in your Residents Committee Rules or Constitution could then be decided upon and a vote held.

As far as this year’s AGM is concerned, if this clause is not already in your Rules or Constitution the nominations will have to stand, unless one of the couple decides to stand down for the sake of harmony in the village (and probably in the home!)

Q3: How are RVRA Village Ambassadors appointed? Our Ambassador has decided to resign and would like to suggest his successor to the RVRA but the Residents Committee wants to make their own appointment.

A3: All Village Ambassadors are appointed by the RVRA Board. The Ambassador Liaison, who is a Board member, will provide the Board with an outline of the nominated Village Ambassador. The information provided to the Board will include a brief overview of their experience, reasons for wanting to be an Ambassador and that the Ambassador Liaison has determined that they have the necessary skills to carry out the function.

If a Village Ambassador decides to resign, they should advise the Ambassador Liaison via email. They will be asked to share their reasons for resigning (although they do not have to provide these reasons) as well as whether there are two or three RVRA members in their village who they consider suitable and might like to take on the role. The Ambassador Liaison will contact them to consider their suitability and send them a copy of the Ambassador Guidelines.

Board members will often refer members they have had dealings with and consider suitable, to the Ambassador Liaison to consider them for the role of Village Ambassador. Alternatively, where a village does not have an Ambassador, a village resident may contact the RVRA as they have become aware of the role and are interested in making a contribution. Your Residents Committee cannot make the appointment.

Diane Hart
RVRA Vice President

Read previous editions of the Bulletin

Member access to archives

We understand that everyone is impacted by the cost of living crisis, however, we ask if you can help in ensuring that the RVRA will be able to continue its vital work in supporting retirement village residents.

We are fortunate to have a strong volunteer board, with experienced RV residents who devote hours to understanding and assisting with our members’ needs.

None of this would be possible without our membership subscriptions, government grants and thoughtful donations.

We invite you to support our vision of ensuring a fair and affordable retirement living experience for all NSW retirement village residents by making a tax-deductible donation if you can.

So, to give us a more sustainable future:

https://www.rvra.org.au/donate

On behalf of the RVRA Board - thank you for your ongoing support.

Kind regards

Craig Bennett
RVRA President

National Anti-Scam Centre

The National Anti-Scam Centre, run by the ACCC, brings together experts from government, law enforcement and the private sector to disrupt scams before they reach consumers.

You can report a scam to the National Anti-Scam Centre on the Scamwatch website.


Compass - Guiding action on elder abuse

Compass is a national website created to help older Australians navigate the complex issue of elder abuse and to guide action to end the problem.

In August, Compass is revisiting several key topics. Our feature on 10 Common Forms of Elder Financial Abuse’ shines the spotlight back onto one particular form of elder abuse as well as providing links to other, related topics. 

Join one of these free online presentations to develop your digital skills. Learn how to keep safer online and use technology with confidence.

Hosted by the eSafety Commissioner, Be Connected presentations cover a range of topics every month. All presentations are free, live streamed and delivered in an easy to understand format with our knowledgeable and friendly presenter.

The RVRA appreciates the support of the following professional services organisations.
To become a Supporter of the RVRA, contact us.

The views, opinions and information contained in this publication have been published for the general information of the members of the RVRA. They do not necessarily represent the views of the association. References to legislation are intended as general information only for members and do not, and should not be relied upon as legal advice.

© Retirement Village Residents Association 2024 - ABN: 16 674 035 89